Now that we’ve covered the best cars to insure in 2012, let’s shift gears to look at a couple of the worst, or most expensive.
Least Insurable Cars of 2012 #1: Subaru Impreza WRX.
This Subaru gets mentioned in this context often, and for good reason. It’s a fast, powerful automobile — and it’s drivers like to attack the road with it. The WRX ranked #4 last on the Highway Loss Data’s list
of most expensive cars to insure, a list which is often a bellwether for carriers. The ranking proves the WRX is involved in more accidents and damages than other cars. Subaru has promised drivers that the 2012 WRX model with be easier to handle that its predecessors, but the early reviews on this point have been mixed at best.
Least Insurable Cars of 2012 #2: Dodge Viper.
The 2012 version of the Viper has been the source of intrigue and attention ever since 2010 when Fiat announced the company would skip over the 2011 model in order to focus on a new generation of Viper. Not many details have emerged, but from an insurer’s perspective not much is likely to change. The Viper will remain an impractical car, driven at high speeds but people with disposable income looking to drive at high speeds. And it’s sure to keep looking really cool, i.e. sexy to thieves.
Hopefully this scouting report was helpful. Next year looks like it will be interesting one from a car product standpoint, but here’s betting little will change on the insurance front.